What to consider when you buy travel insurance for you and your family
emergency treatment and hospital bills can be expensive.
Check whether your policy covers treatment in public or private hospitals
Emergency transport, such as an ambulance, is often charged separately to other medical
expenses, and emergency travel home on medical grounds can also be expensive
Pre-existing medical conditions: declare existing conditions or pending treatment or tests
so that you are covered if anyone gets ill during your trip. Failing to declare something may
invalidate your travel insurance
All activities you may undertake on holiday, such as sports or adventure tourism
(you may need specialist insurance for some activities). Also consider all the places you
intend to visit, even if you are in transit, in case anyone needs emergency treatment in
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